SBI Cards and Payment Services Ltd (SBICARD) Share Price Target 2026, 2027 upto 2030
SBI Cards and Payment Services Ltd. (SBICARD) belongs to the Financial Services sector and operates in the Credit Services industry. The stock closed at Rs. 626.90 on 22 July 2026. In this updated report, we will explore SBICARD share price target for 2026, 2027, 2028, 2029 and 2030 using monthly target data, year-end target ranges, and current technical trends.
For long-term SBICARD share price forecast up to 2030, we use multiple ML-based models instead of a single fixed projection. The forecast combines LightGBM quantile regression and ExtraTrees quantile forest to produce bear, base and bull ranges. SBICARD's recent data shows a -0.14% one-month move, a -8.64% three-month move, and a -35.04% drawdown from its 12-month high area. Because recent volatility is moderate and model confidence is high, these targets are best read as a forecast range rather than a single fixed price.
SBICARD Share Price Target 2026 to 2030: Quick View
Based on the latest forecast model, SBICARD's 2030 consensus base target is Rs. 1,164.74. The bear case stands near Rs. 505.74, while the bull case extends up to Rs. 1,938.66. For 2026, the year-end consensus base target is Rs. 606.24, with a forecast range of Rs. 522.60 to Rs. 729.47.
| Year | Bear Target | Base Target | Bull Target | Base Return From Latest Close |
|---|---|---|---|---|
| 2026 | Rs. 522.60 | Rs. 606.24 | Rs. 729.47 | -3.30% |
| 2027 | Rs. 550.91 | Rs. 747.71 | Rs. 886.21 | 19.27% |
| 2028 | Rs. 529.07 | Rs. 866.46 | Rs. 1,150.07 | 38.21% |
| 2029 | Rs. 514.35 | Rs. 1,004.40 | Rs. 1,492.95 | 60.22% |
| 2030 | Rs. 505.74 | Rs. 1,164.74 | Rs. 1,938.66 | 85.79% |
SBICARD Forecast Verdict
weak recent trend
below its 200-day average
Rs. 1,164.74
+85.79% from latest close
moderate
2030 model gap: 16.91%
SBICARD is currently classified as a recovery watch because the recent trend is weak recent trend, the stock is on the lower side of its 12-month range, and the 2030 forecast range is wide.
SBICARD Current Performance and 52-Week Position
Rs. 626.90
Previous close: Rs. 645.90
-2.94%
Price context as of 2026-07-22
14.14%
lower side of its 12-month range
51.57
neutral momentum
SBICARD Price Recovery Tracker
| Metric | Value | Read |
|---|---|---|
| 12-month high | Rs. 965.00 | Reference high used for drawdown |
| 12-month low | Rs. 571.20 | Reference low used for range position |
| Drawdown from high | -35.04% | deep drawdown |
| Move needed to regain 12-month high | +53.93% | Recovery required from latest close to previous high area |
| Move to 2026 base target | -3.30% | Near-term base case compared with latest close |
| Move to 2030 base target | +85.79% | Long-term consensus base case compared with latest close |
| Move to 2030 bear case | -19.33% | Downside scenario used in the long-term forecast range |
| SMA 50 status | 1.04% | above its 50-day average |
| SMA 200 status | -17.59% | below its 200-day average |
Recent Closing Prices of SBICARD
| Date | Close | Volume |
|---|---|---|
| 2026-07-22 | Rs. 626.90 | 1,802,112 |
| 2026-07-21 | Rs. 645.90 | 1,042,184 |
| 2026-07-20 | Rs. 640.50 | 1,758,609 |
| 2026-07-17 | Rs. 652.00 | 3,702,071 |
| 2026-07-16 | Rs. 643.35 | 1,701,551 |
| 2026-07-15 | Rs. 641.10 | 2,420,408 |
| 2026-07-14 | Rs. 638.85 | 7,078,777 |
SBICARD Share Price Target 2026
SBICARD share price target for 2026 is shown below with bear, base and bull scenarios for each month.
| Month | Bear Target | Base Target | Bull Target |
|---|---|---|---|
| January 2026 actual close for SBICARD | Rs. 753.55 | Rs. 753.55 | Rs. 753.55 |
| February 2026 actual close for SBICARD | Rs. 774.40 | Rs. 774.40 | Rs. 774.40 |
| March 2026 actual close for SBICARD | Rs. 635.85 | Rs. 635.85 | Rs. 635.85 |
| April 2026 actual close for SBICARD | Rs. 643.90 | Rs. 643.90 | Rs. 643.90 |
| May 2026 actual close for SBICARD | Rs. 625.90 | Rs. 625.90 | Rs. 625.90 |
| June 2026 actual close for SBICARD | Rs. 599.80 | Rs. 599.80 | Rs. 599.80 |
| July 2026 target for SBICARD | Rs. 560.98 | Rs. 595.36 | Rs. 630.69 |
| August 2026 target for SBICARD | Rs. 563.49 | Rs. 600.84 | Rs. 648.08 |
| September 2026 target for SBICARD | Rs. 545.33 | Rs. 601.36 | Rs. 672.21 |
| October 2026 target for SBICARD | Rs. 548.34 | Rs. 604.10 | Rs. 686.25 |
| November 2026 target for SBICARD | Rs. 535.47 | Rs. 605.17 | Rs. 707.87 |
| December 2026 target for SBICARD | Rs. 522.60 | Rs. 606.24 | Rs. 729.47 |
Summary of SBICARD Share Price Forecast for 2026
- The initial price target for SBI Cards and Payment Services Ltd. in 2026 is projected near Rs. 595.36, with the forecast range starting from the first available model month. This starts below the latest close, keeping the early setup cautious.
- The mid-year price target for SBI Cards and Payment Services Ltd. could reach Rs. 604.10 in the base case. The first-half movement is steady, with no sharp jump between the opening and mid-year targets.
- By the end of 2026, the price target for SBI Cards and Payment Services Ltd. is projected near Rs. 606.24 in the base case, while the bear-to-bull range stands between Rs. 522.60 and Rs. 729.47. This keeps the year mostly range-bound in the base case, even though the bull scenario leaves room for upside.
SBICARD Share Price Target 2027
SBICARD share price target for 2027 is shown below with bear, base and bull scenarios for each month.
| Month | Bear Target | Base Target | Bull Target |
|---|---|---|---|
| January 2027 target for SBICARD | Rs. 579.31 | Rs. 671.77 | Rs. 789.73 |
| February 2027 target for SBICARD | Rs. 576.38 | Rs. 682.05 | Rs. 816.86 |
| March 2027 target for SBICARD | Rs. 573.45 | Rs. 692.33 | Rs. 844.00 |
| April 2027 target for SBICARD | Rs. 570.53 | Rs. 702.62 | Rs. 871.13 |
| May 2027 target for SBICARD | Rs. 567.60 | Rs. 712.89 | Rs. 898.26 |
| June 2027 target for SBICARD | Rs. 564.67 | Rs. 723.17 | Rs. 925.39 |
| July 2027 target for SBICARD | Rs. 562.41 | Rs. 703.25 | Rs. 795.09 |
| August 2027 target for SBICARD | Rs. 559.99 | Rs. 711.92 | Rs. 812.53 |
| September 2027 target for SBICARD | Rs. 557.63 | Rs. 720.70 | Rs. 830.35 |
| October 2027 target for SBICARD | Rs. 555.34 | Rs. 729.60 | Rs. 848.56 |
| November 2027 target for SBICARD | Rs. 553.10 | Rs. 738.60 | Rs. 867.18 |
| December 2027 target for SBICARD | Rs. 550.91 | Rs. 747.71 | Rs. 886.21 |
Summary of SBICARD Share Price Forecast for 2027
- The initial price target for SBI Cards and Payment Services Ltd. in 2027 is projected near Rs. 671.77, with the forecast range starting from the first available model month. This opens above the previous year-end base target, showing continuation in the consensus path.
- The mid-year price target for SBI Cards and Payment Services Ltd. could reach Rs. 723.17 in the base case. The first-half movement is steady, with no sharp jump between the opening and mid-year targets.
- By the end of 2027, the price target for SBI Cards and Payment Services Ltd. is projected near Rs. 747.71 in the base case, while the bear-to-bull range stands between Rs. 550.91 and Rs. 886.21. This points to a moderate upward base case rather than an aggressive one-way forecast.
How Much Could Your SBICARD Investment Be Worth?
Enter how much you have invested in SBI Cards and Payment Services Ltd.; the default value is Rs. 1,00,000, and the calculator estimates what that amount could become under the bear, base and bull forecast scenarios.
Estimated quantity at latest close: -- shares. Change the amount or year to compare possible return ranges.
This is a scenario calculator based on forecast targets, not a promise of return.
SBICARD Share Price Target 2028
SBICARD share price target for 2028 is shown below with bear, base and bull scenarios for each month.
| Month | Bear Target | Base Target | Bull Target |
|---|---|---|---|
| January 2028 target for SBICARD | Rs. 548.80 | Rs. 756.94 | Rs. 905.65 |
| February 2028 target for SBICARD | Rs. 546.73 | Rs. 766.29 | Rs. 925.54 |
| March 2028 target for SBICARD | Rs. 544.73 | Rs. 775.75 | Rs. 945.85 |
| April 2028 target for SBICARD | Rs. 542.77 | Rs. 785.34 | Rs. 966.61 |
| May 2028 target for SBICARD | Rs. 540.88 | Rs. 795.04 | Rs. 987.83 |
| June 2028 target for SBICARD | Rs. 539.03 | Rs. 804.86 | Rs. 1,009.51 |
| July 2028 target for SBICARD | Rs. 537.24 | Rs. 814.81 | Rs. 1,031.68 |
| August 2028 target for SBICARD | Rs. 535.50 | Rs. 824.88 | Rs. 1,054.34 |
| September 2028 target for SBICARD | Rs. 533.82 | Rs. 835.08 | Rs. 1,077.49 |
| October 2028 target for SBICARD | Rs. 532.18 | Rs. 845.40 | Rs. 1,101.16 |
| November 2028 target for SBICARD | Rs. 530.60 | Rs. 855.87 | Rs. 1,125.35 |
| December 2028 target for SBICARD | Rs. 529.07 | Rs. 866.46 | Rs. 1,150.07 |
Summary of SBICARD Share Price Forecast for 2028
- The initial price target for SBI Cards and Payment Services Ltd. in 2028 is projected near Rs. 756.94, with the forecast range starting from the first available model month. This opens above the previous year-end base target, showing continuation in the consensus path.
- The mid-year price target for SBI Cards and Payment Services Ltd. could reach Rs. 804.86 in the base case. The first-half movement is steady, with no sharp jump between the opening and mid-year targets.
- By the end of 2028, the price target for SBI Cards and Payment Services Ltd. is projected near Rs. 866.46 in the base case, while the bear-to-bull range stands between Rs. 529.07 and Rs. 1,150.07. This points to a moderate upward base case rather than an aggressive one-way forecast.
SBICARD Share Price Target 2029
SBICARD share price target for 2029 is shown below with bear, base and bull scenarios for each month.
| Month | Bear Target | Base Target | Bull Target |
|---|---|---|---|
| January 2029 target for SBICARD | Rs. 527.59 | Rs. 877.17 | Rs. 1,175.34 |
| February 2029 target for SBICARD | Rs. 526.15 | Rs. 888.03 | Rs. 1,201.16 |
| March 2029 target for SBICARD | Rs. 524.76 | Rs. 899.02 | Rs. 1,227.56 |
| April 2029 target for SBICARD | Rs. 523.42 | Rs. 910.15 | Rs. 1,254.54 |
| May 2029 target for SBICARD | Rs. 522.13 | Rs. 921.42 | Rs. 1,282.11 |
| June 2029 target for SBICARD | Rs. 520.88 | Rs. 932.84 | Rs. 1,310.29 |
| July 2029 target for SBICARD | Rs. 519.68 | Rs. 944.40 | Rs. 1,339.10 |
| August 2029 target for SBICARD | Rs. 518.52 | Rs. 956.10 | Rs. 1,368.53 |
| September 2029 target for SBICARD | Rs. 517.41 | Rs. 967.95 | Rs. 1,398.63 |
| October 2029 target for SBICARD | Rs. 516.35 | Rs. 979.95 | Rs. 1,429.38 |
| November 2029 target for SBICARD | Rs. 515.33 | Rs. 992.10 | Rs. 1,460.83 |
| December 2029 target for SBICARD | Rs. 514.35 | Rs. 1,004.40 | Rs. 1,492.95 |
Summary of SBICARD Share Price Forecast for 2029
- The initial price target for SBI Cards and Payment Services Ltd. in 2029 is projected near Rs. 877.17, with the forecast range starting from the first available model month. This opens above the previous year-end base target, showing continuation in the consensus path.
- The mid-year price target for SBI Cards and Payment Services Ltd. could reach Rs. 932.84 in the base case. The range is wide by mid-year, so the base target should be read with the lower and upper scenarios.
- By the end of 2029, the price target for SBI Cards and Payment Services Ltd. is projected near Rs. 1,004.40 in the base case, while the bear-to-bull range stands between Rs. 514.35 and Rs. 1,492.95. This points to a moderate upward base case rather than an aggressive one-way forecast.
SBICARD Share Price Target 2030
SBICARD share price target for 2030 is shown below with bear, base and bull scenarios for each month.
| Month | Bear Target | Base Target | Bull Target |
|---|---|---|---|
| January 2030 target for SBICARD | Rs. 513.41 | Rs. 1,016.86 | Rs. 1,525.80 |
| February 2030 target for SBICARD | Rs. 512.51 | Rs. 1,029.48 | Rs. 1,559.36 |
| March 2030 target for SBICARD | Rs. 511.65 | Rs. 1,042.26 | Rs. 1,593.66 |
| April 2030 target for SBICARD | Rs. 510.84 | Rs. 1,055.19 | Rs. 1,628.74 |
| May 2030 target for SBICARD | Rs. 510.07 | Rs. 1,068.29 | Rs. 1,664.57 |
| June 2030 target for SBICARD | Rs. 509.33 | Rs. 1,081.56 | Rs. 1,701.21 |
| July 2030 target for SBICARD | Rs. 508.64 | Rs. 1,094.99 | Rs. 1,738.65 |
| August 2030 target for SBICARD | Rs. 507.99 | Rs. 1,108.59 | Rs. 1,776.93 |
| September 2030 target for SBICARD | Rs. 507.37 | Rs. 1,122.37 | Rs. 1,816.05 |
| October 2030 target for SBICARD | Rs. 506.78 | Rs. 1,136.31 | Rs. 1,856.03 |
| November 2030 target for SBICARD | Rs. 506.25 | Rs. 1,150.43 | Rs. 1,896.89 |
| December 2030 target for SBICARD | Rs. 505.74 | Rs. 1,164.74 | Rs. 1,938.66 |
Summary of SBICARD Share Price Forecast for 2030
- The initial price target for SBI Cards and Payment Services Ltd. in 2030 is projected near Rs. 1,016.86, with the forecast range starting from the first available model month. This opens above the previous year-end base target, showing continuation in the consensus path.
- The mid-year price target for SBI Cards and Payment Services Ltd. could reach Rs. 1,081.56 in the base case. The range is wide by mid-year, so the base target should be read with the lower and upper scenarios.
- By the end of 2030, the price target for SBI Cards and Payment Services Ltd. is projected near Rs. 1,164.74 in the base case, while the bear-to-bull range stands between Rs. 505.74 and Rs. 1,938.66. For 2030, the full range is more important than the single base number because long-horizon model uncertainty is higher.
SBICARD Historical Price and Possible Forecast Path
The chart below combines SBICARD's available monthly closing history with possible bear, base and bull forecast paths up to 2030. Once the latest page data is regenerated, the history section can show up to five years of month-end closes. The shaded area marks the forecast period, so the future section should be read as scenario data, not a confirmed price path.
Model Comparison for SBICARD Forecast
| Year | LightGBM Base | ExtraTrees Base | Consensus Base | Model Gap |
|---|---|---|---|---|
| 2026 | Rs. 588.25 | Rs. 624.23 | Rs. 606.24 | 5.93% tight |
| 2027 | Rs. 726.59 | Rs. 768.83 | Rs. 747.71 | 5.65% tight |
| 2028 | Rs. 825.69 | Rs. 907.22 | Rs. 866.46 | 9.41% tight |
| 2029 | Rs. 938.29 | Rs. 1,070.52 | Rs. 1,004.40 | 13.17% moderate |
| 2030 | Rs. 1,066.26 | Rs. 1,263.21 | Rs. 1,164.74 | 16.91% moderate |
SBICARD Bear, Base and Bull Case Explained
SBICARD bear case target is Rs. 505.74, which implies -19.33% from the latest close. This scenario matters more when trend recovery is slow or volatility remains moderate.
SBICARD base case target is Rs. 1,164.74, implying +85.79% from the latest close. This is the main consensus path between the conservative and optimistic ranges.
SBICARD bull case target is Rs. 1,938.66, implying +209.25% from the latest close. This scenario needs stronger price follow-through and better market conditions than the base case.
How Strong Is the SBICARD Forecast Agreement?
For 2030, the model gap between LightGBM and ExtraTrees is 16.91%, which is classified as moderate agreement. A tight gap means both models are reading the long-term setup similarly, while a wide gap means the final target should be read with more caution.
Key Takeaways from Forecasted Price for SBICARD from 2026 to 2030
- 2026: The base target moves from Rs. 595.36 to Rs. 606.24, while the year-end range is Rs. 522.60 to Rs. 729.47.
- 2027: The base target moves from Rs. 671.77 to Rs. 747.71, while the year-end range is Rs. 550.91 to Rs. 886.21.
- 2028: The base target moves from Rs. 756.94 to Rs. 866.46, while the year-end range is Rs. 529.07 to Rs. 1,150.07.
- 2029: The base target moves from Rs. 877.17 to Rs. 1,004.40, while the year-end range is Rs. 514.35 to Rs. 1,492.95.
- 2030: The base target moves from Rs. 1,016.86 to Rs. 1,164.74, while the year-end range is Rs. 505.74 to Rs. 1,938.66.
What Is Driving the SBICARD Share Price Forecast?
- Momentum: SBICARD has moved -0.14% over 1 month and -8.64% over 3 months, which makes the recent trend state weak recent trend.
- Volatility: The volatility reading is 30.98%, so the forecast range is read with moderate volatility.
- Price position: The stock is in the lower side of its 12-month range, with a -35.04% drawdown from the recent high.
- Model agreement: The model comparison table shows whether LightGBM and ExtraTrees are close or wide for the long-term base target.
What Can Change the SBICARD Forecast?
- If SBICARD moves back above its 200-day average, the long-term setup can improve because the current SMA 200 status is below its 200-day average.
- If the stock fails to recover from the lower side of its 12-month range, the bear case becomes more relevant than the base case.
- If volatility stays moderate, the forecast range can remain wide even when the base target moves higher.
- If future model batches reduce the 16.91% 2030 model gap, the long-term target range may become easier to interpret.
Risks and Uncertainty in SBICARD Long-Term Target
The main uncertainty in the SBICARD share price target comes from the wide 2030 range, moderate volatility, and moderate model agreement. Long-term forecasts can change materially when new price history, trend data or volatility data is added to the model.
Methodology
The forecast on this page is generated from historical price and technical data. The first model uses LightGBM quantile regression to estimate bear, base and bull return ranges. The second model uses an ExtraTrees quantile-forest style approach, where the distribution of tree predictions is converted into bear, base and bull scenarios. The consensus target is the blended output of both approaches.
The model uses features such as 1-month, 3-month, 6-month and 12-month returns, volatility, drawdown, position in the recent price range, volume behaviour, RSI and moving-average distance. The output should be read as a scenario range. Long-term values become less certain as the forecast moves further from the latest price date.
FAQs on SBICARD Share Price Target
What is SBICARD share price target for 2030?
SBICARD share price target for 2030 has a consensus base case of Rs. 1,164.74. The bear case is Rs. 505.74, while the bull case is Rs. 1,938.66.
What is SBICARD share price target for 2026?
SBICARD share price target for 2026 has a year-end base target of Rs. 606.24, with a forecast range of Rs. 522.60 to Rs. 729.47.
Is the SBICARD forecast based on machine learning?
Yes. The forecast uses LightGBM quantile regression and ExtraTrees quantile forest, then shows a consensus range.
Can SBICARD reach Rs. 1,164.74 by 2030?
The 2030 base case shows Rs. 1,164.74, which is +85.79% from the latest close. This is a possible model scenario, not a guaranteed target.
What is the bear case target for SBICARD in 2030?
The bear case target for SBICARD in 2030 is Rs. 505.74, implying -19.33% from the latest close.
What is the bull case target for SBICARD in 2030?
The bull case target for SBICARD in 2030 is Rs. 1,938.66, implying +209.25% from the latest close.
Why does the SBICARD forecast range matter?
The forecast range matters because the 2030 range is wide and the model agreement is moderate. A wider range means the long-term estimate has more uncertainty.
Is this SBICARD target a buy or sell recommendation?
No. These targets are scenario-based forecasts generated from price and technical data. They should not be treated as a buy, sell or hold recommendation.
Share this insight
DailyBulls (Arthashilpi Ventures) is a D-U-N-S verified company.


