An Emergency Loan is a Personal Loan you can use to cover unexpected expenses. People often borrow them when they need money to cover an urgent expense but may not have enough savings to deal with the emergency. They can use the loan to cover various costs, such as a home renovation, travel plan, education, ...
Introduction Tax-saving investments play a crucial role in financial planning, helping individuals build wealth while reducing tax liabilities. Among the various investment options available, the Public Provident Fund (PPF) stands out due to its unique combination of safety, attractive returns, and tax efficiency. The PPF account is a government-backed scheme that provides Indian investors with ...
Your CIBIL score is a key measure of your credit health. Lenders check it to decide whether to approve your car loan and what interest rate you might receive. A higher score often leads to lower rates and easier approvals, while a lower score can limit your options or increase costs. If you are wondering ...
With India’s growing digital penetration, the rise of fake instant loan apps has become frequent news and a topic of concern. These apps steal financial and personal information for criminal activities, leading to fraudulent loans in your name. These may hold you financially liable and decrease your credit score, too. To prevent this, it is ...
In today’s world of rapid change, it does not take much for you to secure your estate and become a long-term wealthy person. Portfolio Management Services (PMS) have emerged as a sophisticated solution that provides personalized strategies to investors with the help of which they can grow their wealth and protect their financial legacy. For ...
Health is a person’s most precious asset, but it is usually taken for granted until something goes wrong. With escalating medical treatment prices, it has become more critical to have access to quality health care without burdening one’s pocket. This is where complete health coverage comes in handy, providing financial protection along with timely medical ...
Term insurance riders are the add-ons provided by the insurance companies to add extra layer of protection over your basic term insurance policy. Critical illness, accidental death benefit, permanent disability, waiver of premium and terminal illness are some of the important riders worth considering while purchasing your term plan. Some of these riders are inbuilt ...
When it comes to insurance related to health, we usually come across the terms ‘health insurance’ and ‘medical insurance’ often used interchangeably. However, they are not entirely the same, as they have significant differences in terms of coverage, purpose, and benefits.Let us know more about these two in this blog as it is important to ...
Today, financial planning has become more critical than ever. With inflation, rising living costs, and economic uncertainties, securing your family’s future should be a top priority. Term Insurance is one of the most effective tools to ensure financial stability while achieving long-term savings goals. Though often overlooked, it is a powerful instrument that provides extensive ...
Buying a home is a major financial decision, and securing a home loan plays a crucial role in making this dream come true. However, many people struggle with low loan eligibility, which can limit their borrowing capacity. The good news is that there are several ways to boost your home loan eligibility and increase the ...