Personal loans are becoming an increasingly common financial product for people who want to cover a range of expenses, both planned and unplanned. From an expense for an emergency medical bill to investment in a new career or debt consolidation, the use cases of these loans are flexible and provide fast access to funds. But you should ...
Why Mobile Personal Lending Might Just Be Your Best Friend in a Pinch When you find yourself in a financial bind, what’s your first move? Some folks call a friend, while others may tighten their belts. But more and more people are turning to mobile personal lending. It’s like having a financial safety net right ...
Health insurance premium amounts can vary when calculated online and when provided by an insurance agent. Both methods use the same base underwriting principles, yet differences arise due to coverage selection, add-ons, policy tenure, discounts, and loading factors. Age, medical history, sum insured, and policy terms also influence the final premium. This blog explains why ...
Let’s be honest: nobody wakes up on a Saturday morning excited to buy life insurance. It is one of those “adulting” tasks we all know we need to sort out, but often push to the bottom of the to-do list. We tend to see it as a grudge purchase—money leaving the bank account for something ...
For many employees, the first payday is also the first real test of a bank relationship. Between daily transfers, online subscriptions, travel bookings, and routine bill payments, a salary account now has to be simple, digital, and flexible. Zero-balance salary accounts have gained popularity because they eliminate the anxiety of minimum balance requirements and keep ...
When faced with an urgent financial need, people often resort to personal loans due to their quick processing and minimal collateral requirements. However, a lesser-known yet highly efficient alternative exists: pledging mutual funds. This financing option allows investors to leverage their existing investments without liquidating them. In this article, we will explore why pledging mutual ...
The share market offers multiple ways to profit, and intraday and delivery trading are two of the most widely used approaches. Some traders like the idea of booking profits within hours, while others prioritise building wealth steadily over time. Today’s stock market apps have made both styles accessible to anyone with an interest in market ...
Demat accounts make it a lot easier to buy stocks. Anyone can do it, but what about Hindu Undivided Families (HUFs)? HUFs can also open and utilise a Demat account because tax and investment laws recognise them as separate legal entities. This webpage will explain how HUFs can open Demat accounts, identify the most crucial ...
In recent years, Indian investors have shown a growing interest in equity mutual funds as a way to build wealth while balancing risks. Among the many options available, a flexi cap fund has emerged as a versatile choice. Unlike funds restricted to a specific market capitalisation, flexi cap mutual funds provide the fund manager with ...
Vehicle insurance is an essential safeguard for every vehicle owner, offering financial protection against a range of potential risks. Beyond fulfilling legal requirements, it provides security when accidents, theft, or unforeseen events occur. The right policy ensures that repair bills, liability costs, and other expenses do not become a financial burden. However, many owners remain ...
