Term insurance riders are the add-ons provided by the insurance companies to add extra layer of protection over your basic term insurance policy. Critical illness, accidental death benefit, permanent disability, waiver of premium and terminal illness are some of the important riders worth considering while purchasing your term plan. Some of these riders are inbuilt ...
When it comes to insurance related to health, we usually come across the terms ‘health insurance’ and ‘medical insurance’ often used interchangeably. However, they are not entirely the same, as they have significant differences in terms of coverage, purpose, and benefits.Let us know more about these two in this blog as it is important to ...
Today, financial planning has become more critical than ever. With inflation, rising living costs, and economic uncertainties, securing your family’s future should be a top priority. Term Insurance is one of the most effective tools to ensure financial stability while achieving long-term savings goals. Though often overlooked, it is a powerful instrument that provides extensive ...
Buying a home is a major financial decision, and securing a home loan plays a crucial role in making this dream come true. However, many people struggle with low loan eligibility, which can limit their borrowing capacity. The good news is that there are several ways to boost your home loan eligibility and increase the ...
As credit processing gets more digitised, getting a business loan mobile app is a must-have for entrepreneurs who are in the immediate market for money. A business loan mobile app helps to simplify the loan application process, making it possible for companies to use the same platform to apply, monitor, and keep control over their ...
Whenever you are planning an international gateway, you most likely focus on choosing the perfect destination, looking for the best accommodation and activities to indulge in, etc. While these are essential to having a memorable trip, people often tend to overlook yet another crucial aspect of having a hassle-free travelling experience, travel insurance. Travel insurance ...
Budget 2025 has introduced significant changes to the taxation system, including key reforms affecting House Rent Allowance (HRA). Previously, salaried individuals benefited from HRA exemptions under Section 10(13A) of the Income Tax Act. However, the latest budget proposes changes that could impact how employees claim HRA benefits. In this article, we analyze what has changed ...
The Union Budget 2025 has introduced significant tax relief for salaried individuals and taxpayers, ensuring zero tax liability for those earning up to ₹12.75 lakh per annum under the new tax regime. This change aims to simplify tax compliance, encourage middle-income savings, and offer a higher take-home salary. With this new provision, individuals earning up ...
Investors worldwide are constantly seeking opportunities to diversify their portfolios and achieve higher returns. Among these opportunities, unlisted shares have emerged as a unique asset class, offering access to early-stage companies, high growth potential, and portfolio diversification. But what exactly are unlisted shares, and how can platforms like Precize simplify the investment process? Let’s explore. ...
Systematic Investment Plans (SIPs) are a powerful tool for long-term wealth creation. By investing a fixed sum regularly, typically monthly, into mutual funds, investors can benefit from rupee-cost averaging, which helps mitigate the impact of market volatility. Data from [Source: AMFI (Association of Mutual Funds in India)] shows that over the past 10 years, the ...
