Articles for category: Personal Finance

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OneScore: Your First Line of Defence Against Fraudulent Loans

With India’s growing digital penetration, the rise of fake instant loan apps has become frequent news and a topic of concern. These apps steal financial and personal information for criminal activities, leading to fraudulent loans in your name. These may hold you financially liable and decrease your credit score, too.  To prevent this, it is ...

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Unlock Wealth: Invest in PMS and Secure Your Estate

In today’s world of rapid change, it does not take much for you to secure your estate and become a long-term wealthy person. Portfolio Management Services (PMS) have emerged as a sophisticated solution that provides personalized strategies to investors with the help of which they can grow their wealth and protect their financial legacy. For ...

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Why Comprehensive Health Coverage is Necessary in Today’s World

Health is a person’s most precious asset, but it is usually taken for granted until something goes wrong. With escalating medical treatment prices, it has become more critical to have access to quality health care without burdening one’s pocket. This is where complete health coverage comes in handy, providing financial protection along with timely medical ...

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Term Insurance Riders Explained: Which Add-Ons are Worth Its

Term insurance riders are the add-ons provided by the insurance companies to add extra layer of protection over your basic term insurance policy. Critical illness, accidental death benefit, permanent disability, waiver of premium and terminal illness are some of the important riders worth considering while purchasing your term plan. Some of these riders are inbuilt ...

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Difference Between Health Insurance and Medical Insurance

When it comes to insurance related to health, we usually come across the terms ‘health insurance’ and ‘medical insurance’ often used interchangeably. However, they are not entirely the same, as they have significant differences in terms of coverage, purpose, and benefits.Let us know more about these two in this blog as it is important to ...

Term Insurance and Its Role in Achieving Long-Term Savings Goals

Today, financial planning has become more critical than ever. With inflation, rising living costs, and economic uncertainties, securing your family’s future should be a top priority. Term Insurance is one of the most effective tools to ensure financial stability while achieving long-term savings goals. Though often overlooked, it is a powerful instrument that provides extensive ...

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The Role of Travel Insurance in Safeguarding Your Dream Getaway

Whenever you are planning an international gateway, you most likely focus on choosing the perfect destination, looking for the best accommodation and activities to indulge in, etc. While these are essential to having a memorable trip, people often tend to overlook yet another crucial aspect of having a hassle-free travelling experience, travel insurance. Travel insurance ...

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Impact of Budget 2025 on House Rent Allowance (HRA): What Has Changed?

Budget 2025 has introduced significant changes to the taxation system, including key reforms affecting House Rent Allowance (HRA). Previously, salaried individuals benefited from HRA exemptions under Section 10(13A) of the Income Tax Act. However, the latest budget proposes changes that could impact how employees claim HRA benefits. In this article, we analyze what has changed ...