About IREDA
Indian Renewable Energy Development Agency (IREDA), a ‘Navratna’ PSU Company. It is India’s one of the largest green financing NBFC. Since 1987, it has driven renewable energy projects like solar, wind, and hydro. Company have 75% government stake as of March 2025. It is also into financing of Ethanol projects which is of the fastest growing sector in India.
Q4 FY25 Financial Highlights
IREDA’s Q4 FY25 results are announced on April 15, 2025, reflect strong performance:
- Net Profit: Increased by 49% YoY to Rs 502 crore from Rs 337 crore.
- Revenue: Increased by 37% YoY to Rs 1,905.06 crore from Rs 1,391.26 crore.
- Net Interest Income: Grew by 47.3% YoY to Rs 801.3 crore.
- Asset Quality: GNPA at 2.45% (from 2.68% QoQ), NNPA at 1.35% (from 1.50% QoQ).
- Loan Book: Expanded 28% YoY to Rs 76,250 crore in FY25 from Rs 59,698 crore.
- Borrowing Plans: FY26 borrowing set at Rs 30,800 crore; FY25 limit increased to Rs 29,200 crore.
Stock Performance
IREDA shares rose 8.40% to Rs 167.10 on result day of 15th April, 2025.
Technical Analysis of IREDA :-
- SMAs: Above 5, 10, 20, 30, 50-day, below 100, 150, 200-day.
- RSI: 57.32 (neutral).
- Valuation: P/E 29.27, P/B 4.81, EPS Rs 5.71, RoE 5.85%.
- Beta: 1.5 (high volatility).
*This Data is as on 15th April, 2025. To check latest technical data click here.
Strategic Moves of IREDA
IREDA funds diverse renewable projects, including a 900 MW hydropower deal with SJVN and a Rs 910 crore bond raise in March 2025.
What’s Next for IREDA
1) Loan Book Growth: With India targeting 300 GW renewable capacity by 2030, IREDA’s loan book may exceed Rs 100,000 crore in 2-3 years.
2) Emerging Sectors: Expansion into electric vehicles and battery storage could drive high-margin growth.
3) Global Funds: More international borrowings, like the JPY 26 billion from SBI Tokyo, may lower funding costs.
4) Policy Boost: Schemes like PM Suryaghat Yojana will fuel project pipelines.
5) Risks: Asset quality and global trade issues (e.g., U.S. tariffs) need attention, but government support adds stability.
Conclusion
IREDA’s Q4 FY25 results, with a 49% jump in profit and 37% increase in Revenue. It is growing at very good pace consistently. Asset Quality is also improving. Industry also looks to grow at good pace. Future prospects looks good for IREDA as per company’s Fundamentals and Industry analysis.
